< The Freelancer’s Survival Guide: Money, Part Five Kristine Kathryn Rusch Thought we were done with money, didn’t you? We discussed expenses (a lot) and profits (a little) and you thought that was the end of it. Nope. There’s a lot more to income. A lot more. If we were discussing writing, I could probably deal with income for the rest of the summer. Income is complicated, no matter what business you’re in. But I’m trying to keep this freelancer’s guide general, and I don’t know all the ins and outs of income for, say, a building contractor. Or for a quilter. I can handle retail store owner, therapist, restaurateur (sometimes), landlord, publishing, and writing because I’ve had hands-on experience in all of those industries—some because I’ve owned the business and some because some poor misguided … Read entire article »

The Freelancer’s Survival Guide: Money, Part Four Kristine Kathryn Rusch First, thanks to everyone who responded last week. I very much appreciate the fact that we’re talking again. Since I mentioned that the money topic silenced everyone, I received a lot of comments (see the extended comment section on the post, Money Part 3) and several donations. Much appreciated. The e-mail is still relatively silent, but I think those questions are waiting until I’m done with the money topic. I hope anyway. Either that or I’ve scared you so badly that you’re not willing to ask any questions for fear of the answers I’m going to give. Second, Rick Dickson brought up the topic of credit cards in the comment section. I answered, and he clarified his point, which is a … Read entire article »